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Financial Calculators

Retirement Savings and Planning
Required Minimum Distribution (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Mortgage Calculators
ARM & Interest Only ARM vs. Fixed Rate MortgageUse this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Loan Calculators
Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Auto Calculators
Home Equity Loan vs. Auto loan CalculatorUse this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lease vs. Buy CalculatorShould you lease your next automobile or finance it? Find out with this calculator!
Investment Calculators
Investment Savings and DistributionsUse this calculator to see how long your investment savings can last once you begin taking distributions.
Savings Calculators
College Savings CalculatorUse this calculator to help develop or fine tune your education savings plan.
Business Calculators
Cash Flow CalculatorHaving adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial Ratios CalculatorThis calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Scheffel Boyle - Certified Public Accountants
143 N Kansas Street
Edwardsville, IL

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.